We can only help English and Welsh Businesses / Companies registered at Companies House. This means we can help Limited Companies or Limited Liability Partnerships registered in England and Wales. We cannot help Individuals, Sole Traders nor Partnerships.

If you request us to assist your Company then, we will ask for basic Company information of its known Creditors (all information given to us treated confidentially). Based on that information we can then carry out, for a modest fee, an early assessment as to whether we can help your Company.

If your Company decides to retain our services, then we will contact its Creditors (you have told us about) to help us prepare for your Company a Proposal for its Creditors. This draft Proposal will be sent to your Company for consideration.

When your Company has consented to the Proposal then, we can submit this to your Company’s Creditors. Discussions then continue with the Creditors, with the aim to agree a Proposal. If a Proposal is agreed, then usually after 6 months it can be reviewed and either renewed or different arrangements put in place.

In these uncertain times we apply different strategies to different Companies and their different mix of creditors. So, as is each case is different, what solutions may work for one Company with unsecured creditors may well be different to those applied to another Company with secured and asset specific lenders.

Each Company is dealt with on an individual case by case basis and is provided with its own Case manager. The aim of our service the aim is to allow your Company to keep its business and trade through these unprecedented economic times.

It depends, many Creditors issue these as a last resort and if they have reached this point, they will have spent time, effort and money in doing so. By now if the Petition has been both issued and published (there is always a delay between the two) your Company’s Bank is likely to have frozen your accounts and un-ravelling the problem will be very difficult. A solution may be possible but likely to be costly and are dealt with strictly on a ‘case by case’ basis.

Usually, we can help with these problems, however with a HCW (High Court Writ) speed is of the essence. Creditors these days will turn to the Court as a last resort.   We can usually deal with problems of this sort.

To avoid any confusion, we refer to anyone that your Company owes any money to as a Creditor. This may include any of the following:

Trade Suppliers and/or Utility Suppliers (if any time/credit is given to pay).
Landlord or Business mortgages,
Banks providing overdraft and / or loan facilities and whether recurring or not. Invoice Discounting and / or Factoring facilities.
Loans for asset purchases by the Company, whether or not the loan is secured.
Current and (any historic) monies due to HMRC, PAYE, NAT INS, CT, VAT etc.
And anyone else that has provided a loan or credit facilities to Your Company.

We have found with experience that there is no ‘one fits all’ solution. Therefore, all solutions are tailored to each client Company and their specific needs.

We can assist all types of Registered Companies in England and Wales to try to agree informal Debt Plans with their Creditors as long as they are “solvent” and intend to continue to trade. If any Company requires Insolvency advice and seeks an introduction, then we may refer such Companies to Insolvency Practitioners. If we are to receive a fee for work done in assisting with an introduction we will disclose that to you.

We agree a monthly fee with our clients on a NON contractual basis, therefore allowing the client flexibility.

This is on the face of it an easy question to answer but all depends at what point you have contacted us. Many Companies come to us far too late to avoid serious damage to its credit ratings. If we can help the Company before it has defaulted on any loan or financial product the answer is no but once a default is registered it is on the record for 6 years.

We will not sell your Company data to anyone or any company and will only transfer your Company details to people working with us on your Company account.

Our experience is that Company’s with up to seven creditors will be working with us for between six and eight months. Those Companies with eight or more Creditors tend to need our assistance for eight to ten months. That of course is only a broad guideline, some cases will take longer due to the complexity of the Creditors involved and the nature of the business.

We intend to assist your Company’s business by ensuring that your Company is still in business at the end of the process. Some Companies will need a breathing space from its creditors and be allowed to trade out of the problem. Others will need debts reduced or written off to allow them a sustainable future. There is no fixed solution we are here to deliver, where possible, the solution that your Company needs.

What Our Clients Said

We contacted BS4C through the NTIA for assistance as we start to try and trade out of the current chaos that is COVID.

They have dealt with a variety of creditors for us but one in particular, before BS4C became involved managed to get a CCJ against us for only a few hundred pounds and this culminated in a visit from a High Court Enforcement representative, he was threatening to break in and take all he could find unless I agreed to pay in full right then and there.

This was early evening and without the help of BS4C I would have ended up losing the best part of £2000, even though it was 8 o’clock at night. They intervened and brought it all to a standstill, pointing out illegal actions undertaken by both the firm and the individual.

We now have agreement in place and happily moving on. BRILLIANT RESULT.

Stevie D.
BS4C have been a great help in professionally negotiating a suitable settlement with my suppliers to ensure continual supply medications. This was a very crucial moment in the life of my business due to difficulties with cash flow. With their support the withdrawal of services from wholesalers and possible collapse of the business has been averted.

I am really grateful for their services, and to NPA for introducing them. I strongly recommend them to anyone in such a difficult situation.

John NPA
I would like to express how impressed I’ve been with the level of service received so far by using the services BS4C.
I have received a very professional service and most importantly at a very stressful time.

After calling Jeff yesterday afternoon after receiving a text message from Enforcement who were looking to collect goods at my property within the hour David had managed to put in place and expedite and resource a solution in order to prevent this from happening. I have now the peace of mind and breathing space needed to get things back on track.

I would highly recommend the services of BS4C and give them 5 Stars, as the response time and follow up in helping you is impeccable along with communicating with you when you need it most.

They are also very proficient and effective with the knowledge and expertise needed to deal with your complex financial circumstances.

Michel

Following some disruption and losses caused by trading with another business I had been recommended the services of Business Support 4 Companies by a colleague. Initially I sought guidance with this specific issue but this soon developed into a full appraisal of other concerns affecting the day to day running of the business. I was impressed by their ability to quickly grasp the problematic nature of each matter, to diagnose and to propose a course of action to deal with the situation.

Always responsive and quick to respond, BS4C have been key to turning matters around. Without their guidance things could well have spiralled into an unmanageable state; they have managed to restore order and help get on top of the problems leaving me to get on with the day to day basics. The biggest benefit has certainly been to me personally knowing there is back up at the end of the phone knowing that matters are in good hands.

Jonathan Crow, Wrekin Sporting Ltd
So humbled that clients think so highly of us.

I have been having issues with HMRC and a plethora of other business problems and luckily, I stumbled across BS4C and they have been my lifeline over the last few months.

From my initial consultation and throughout the various processes BS4C have done an amazing job. BS4C are always quick to respond and their level of knowledge and understanding of the problems I was having was second to none. Their professional attitude and knack of knowing how to say the right things to calm you down and re-assure you they have got your back is beyond amazing.

BS4C have helped me stabilise everything and helped me through extremely tough times, my stress levels have subsided, and I can see light at the end of the tunnel. I cannot recommend BS4C highly enough. Keep up the good work guys!!

Anonymous
I have been working Business Support 4 Companies for sometime, their persistent, professional attitude towards problem solving as saved me so much time and money. The knowledge base and attention to detail of this organisation is second to none. Someone at the end of the phone 24/7 means allot in hard times.

In using their services I saved an estimated £30,000 over a 10/12 month period, reductions in costs, interest paid and more importantly agreements for full and final settlements saving the company money.

Jono Garton, Keepers Lodge (Bodfuan) Limited

BS4C have been a great help in professionally negotiating a suitable settlement with my suppliers to ensure continual supply medications. This was a very crucial moment in the life of my business due to difficulties with cash flow.

With their support the withdrawal of services from wholesalers and possible collapse of the business has been averted.
I am really grateful for their services, and to NPA for introducing them. I strongly recommend them to anyone in such a difficult situation.

Steve

We contacted BS4C through the NTIA for assistance as we start to try and trade out of the current chaos that is COVID. They have dealt with a variety of creditors for us but one in particular was a…

Before BS4C became involved we managed to get a CCJ against us for only a few hundred pounds and this culminated in a visit from a High Court Enforcement representative, he was threatening to break in and take all he could find unless I agreed to pay in full. This was early evening and without the help of BS4C I would have ended up losing the best part of £2000, even though it was 8 o’clock at night.

They intervened and brought it all to a standstill, pointing out illegal actions undertaken by both the firm and the individual. We now have agreement in place and happily moving on. BRILLIANT RESULT!

Peter

Thanks to BS4C’s extensive experience in the commercial world, we have the capability to secure financing with the most favourable terms when it is in the best interest of our clients.

This sets us apart, as we can often source financing solutions that few, if any, other brokers can provide.

Anonymous

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Your journey to financial resilience begins with a free initial consultation. Let’s explore your options and pave the way for your business’s success.

BS4C is your trusted partner in business resilience.

Contact us today to take the first step toward a brighter future.

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