Take Control of Your Business
We’re Here to Help
At BS4C, we understand that businesses can face financial challenges that put their survival at risk. That’s why we’re here to offer an alternative to insolvency, helping you restructure your business and secure its future without resorting to liquidation.
Vision Statement
Our corporate advisory process aims to enhance your company’s financial and operational efficiency. Success depends on a thorough analysis of your financial and operational situation, short- and medium-term outlook, and future objectives.
Purpose Statement
Our purpose is to help business owners regain control, clarity, and confidence when financial pressures feel overwhelming. We provide tailored solutions — from business loans and debt management to rescue and insolvency services — that address each client’s unique challenges across financial, strategic, and legal fronts. By guiding businesses through difficulty with expertise, integrity, and care, we help them find the right path forward and restore the foundation for sustainable growth.
Business Loans
When your business is under financial pressure, access to the right funding can make all the difference.
Business Debt Management
When your business is in difficulty, it can be hard to see a clear path ahead.
Busines Insolvency
Sometimes, despite your best efforts, a business can reach a point where debts become unmanageable, and insolvency needs to be considered.
Our Services
We support all sectors of UK business.
Some of our latest projects have been assisting, Hospitality Businesses, Buy to Let companies, Pharmacies, Engineering and Construction companies.
Whether for debt consolidation or to grow the business, BS4C Finance Ltd will always arrange the very best terms.
Your Business, Your Solutions
At BS4C, we recognise that no two businesses are the same. That’s why we take an individualised approach, collaborating closely with your management team and stakeholders to chart the best way forward.
The Advantages of Restructuring
Restructuring isn’t just about addressing current financial challenges; it’s about preparing your business for a brighter future. We help you seize the opportunity for change.
Saving Your Company Through Restructuring
Our corporate advisory process aims to enhance your company’s financial and operational efficiency. Success depends on a thorough analysis of your financial and operational situation, short- and medium-term outlook, and future objectives.
Our Key Restructuring Processes
- Arranging Time to Pay agreements with creditors.
- Handling bailiff threats.
- Managing creditor calls and correspondence.
Preserving Your Credit Status
Full and Final Settlements
Frequently Asked Questions
We know that facing financial difficulties can feel overwhelming.
Whether you’re behind on loan repayments, struggling with HMRC, or just unsure what your next move should be — you’re not alone. Below are answers to some of the most common questions business owners ask us. If you don’t see your question here, just get in touch — we’re here to help.
I’m struggling to pay my business debts — what should I do first?
Don’t wait — the earlier you act, the more options you have. We’ll review your situation confidentially and help you find the best way forward, whether that’s restructuring debt, refinancing, or a formal rescue plan.
Can you help if I owe money to HMRC?
Yes. We regularly help businesses behind on VAT, PAYE, or Corporation Tax. We can negotiate repayment plans with HMRC or explore funding and restructuring options to relieve the pressure.
Will I lose my business if I contact you?
Not necessarily. Our priority is always to save your business if it’s viable. Many of our clients continue trading successfully after working with us — we’ll help you explore every possible recovery option.
What’s the difference between business rescue, insolvency, and debt management?
- Business rescue focuses on saving and stabilising your company.
- Debt management helps make existing debts more affordable.
- Insolvency applies when a business can’t pay its debts — and we can guide you through this too.
We’ll explain which route best fits your situation.
Is everything I tell you confidential?
Absolutely. Every conversation is private and handled with complete discretion. We understand how sensitive financial challenges can be.
Can you still help if my business is already insolvent?
Yes. Even if things have gone too far for recovery, we can guide you through the right legal and financial steps to protect your position and achieve the best outcome.
How quickly can you help?
Usually, we can start supporting you straight away. If you’re facing urgent issues like creditor pressure or legal action, we can act quickly to stabilise the situation.
Do you provide business loans or funding?
Yes, where suitable. We work with a network of lenders to help clients access funding that actually improves cash flow — never short-term fixes that add more pressure.
How much does it cost?
Our initial consultation is free, and we’re upfront about all fees before any work begins. Costs depend on your situation, but our goal is always to improve your financial position, not add to the burden.
Why choose us?
We don’t just look at your numbers — we look at the whole picture. Our team combines financial, strategic, and legal expertise to help you take control, recover stability, and plan for the future.
Still have questions?
Every business is different, and so is every solution.
📞 Contact us for a free, confidential consultation by filling in our simple online form — we’ll help you find the best way forward and start rebuilding with confidence.